We have extensive experience with a range of private and public sector pension schemes, including the Local Government Pension Scheme (LGPS), Teachers' and Universities Superannuation Pension Schemes, Civil Service Pensions Scheme (CSPS), Railway Pensions Scheme and NHS Pensions.

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Generally, individuals are keen to remain at work for a combination of reasons. For many, ill-health retirement (IHR) is the last resort because their illness or inability of the employer to introduce required workplace adjustments prevents them from remaining at work.  

 

If you are an active or deferred member of an occupational pension scheme and want to apply for IHR, your employer should facilitate your application and arrange an occupational health (OH) assessment with their OH service provider.

 

However, an independent OH assessment can be particularly valuable where there are complex or multiple health conditions, or if you do not have confidence in your employer's assessment. Our expert OH report will cover all relevant medical conditions and their combined effect on your functional capacity and future employability, and provide an impartial opinion on whether the applicable IHR criteria are likely to be met. 

 

Our report will provide an objective and evidence-based assessment of your circumstances, and it may strengthen your IHR application.

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Our report will be comprehensive and cover the following:

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• Details of evidence considered

• An overview of your health condition(s) and functional capacity/limitations

• Aspects of your job activities that are relevant to IHR considerations

• An explanation of the general approach to IHR assessment

• Assessment of the applicable pension scheme rules and specific IHR criteria

• Our opinion and recommendations on your IHR application

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If you wish to self-refer, please complete the enquiry form given at the following link: ​Self-referral form​​

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The following link gives an overview of the next steps: Self-referral process

 

Please also refer to our terms and conditions. ​​

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